
Minimum order values apply as follows for you to qualify for the different periods of interest free / deferred payment periods:-
£500 or more = 6 Months
£1000 or more = 9 Months
£1500 or more = 12 Months
If you prefer, you may choose a shorter deferred / interest free payment period even if you qualify for a longer one.
A minimum 10% deposit is required which can be paid by credit or debit card, cash or cheque.

Is it really possible to spend more but to actually pay less each month and without paying a single penny in interest?
Yes, it really is. Have a look at the examples below.
If you spend £850, you qualify for a 6 Month deferred / interest free payment period.
If you pay a deposit of £100 leaving a balance of £750 and wish to make the all of the payments interest free with regular monthly payments, your payments would be £125 each month.
If you spend £1600, you qualify for a 12 Month deferred / interest free payment period.
If you pay a deposit of £160 leaving a balance of £1440 and wish to make all of the payments interest free with regular monthly payments, your payments would be £120 each month.

It’s really very simple and very flexible too. With your Buy Now Pay Later agreement you can choose from one of the following
to best suit you :
Pay nothing during the deferred period and then pay the amount borrowed in one lump sum before the deferred period ends. This means there will be no charges for interest or payment protection.
Pay any amount you like and as little or often as you like during the deferred period by either Switch, Debit Card or Cheque. As long as you ensure the amount you borrowed is paid off before the end of the deferred period there will be no charges for interest or payment protection.
Set up a Standing Order with your bank to make regular monthly payments to pay the full balance within the deferred period. This means there will be no charges for interest or payment protection.
Make your payments to Barclays Bank:
Sort Code: 20-19-90 Account No: 70185604
Make sure you give your Barclays Agreement Number as a reference.
Pay as little or as much as you like during the deferred period, carry any remaining balance over and budget your monthly payments on the balance at 29.8% APR.
Pay nothing at all during the deferred period and budget your monthly payments thereafter at 29.8% APR.
Remember, for your peace of mind, you will receive a letter one month before the end of your deferred interest free period reminding you of the amount that you borrowed and that your interest free period is coming to an end.
*Terms and Conditions Apply – please contact us for further details.